{"id":5810,"date":"2026-01-21T11:45:25","date_gmt":"2026-01-21T19:45:25","guid":{"rendered":"https:\/\/sou.edu\/financial-aid\/?page_id=5810"},"modified":"2026-06-23T12:10:36","modified_gmt":"2026-06-23T19:10:36","slug":"legislative-updates","status":"publish","type":"page","link":"https:\/\/sou.edu\/financial-aid\/legislative-updates\/","title":{"rendered":"Legislative Updates"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mkoe5zu8-734c579f3b0e0c59946e4536a5dd63d2\">\n#top .av-special-heading.av-mkoe5zu8-734c579f3b0e0c59946e4536a5dd63d2{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mkoe5zu8-734c579f3b0e0c59946e4536a5dd63d2 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mkoe5zu8-734c579f3b0e0c59946e4536a5dd63d2 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mkoe5zu8-734c579f3b0e0c59946e4536a5dd63d2 av-special-heading-h1 blockquote modern-quote modern-centered  avia-builder-el-0  el_before_av_hr  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Legislative Updates<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='hr av-3xxv3m-dc3fd40b272b6dadf8e55655b86fe174 hr-default  avia-builder-el-1  el_after_av_heading  el_before_av_one_fifth '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-5ufkj6-d4a9e158dd8243ef51aa146e8a630f39 av_one_fifth  avia-builder-el-2  el_after_av_hr  el_before_av_three_fifth  first flex_column_div  '     ><\/div>\n<div  class='flex_column av-4iygr6-03ce02d2a27265ad4352ed435ec68e66 av_three_fifth  avia-builder-el-3  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mkoe8p33-aee613b9cf7b22d4646817099b80f902\">\n.avia-image-container.av-mkoe8p33-aee613b9cf7b22d4646817099b80f902 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mkoe8p33-aee613b9cf7b22d4646817099b80f902 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mkoe8p33-aee613b9cf7b22d4646817099b80f902 av-styling- avia-align-center  avia-builder-el-4  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><picture><source srcset=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter.webp 1024w,https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter-300x150.webp 300w,https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter-768x384.webp 768w,https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter-705x353.webp 705w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" type=\"image\/webp\"><img src=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter.jpg\" height=\"512\" width=\"1024\" srcset=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter.jpg 1024w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter-300x150.jpg 300w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter-768x384.jpg 768w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/TEACH-Grant-Southern-Oregon-University-Financial-Aid-on-Twitter-705x353.jpg 705w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" class=\"wp-image-2892 avia-img-lazy-loading-not-2892 avia_image  sp-no-webp\" alt=\"TEACH Grant 91视频 Financial Aid on Twitter\" decoding=\"async\" fetchpriority=\"high\" itemprop=\"thumbnailUrl\"  > <\/picture><\/div><\/div><\/div><\/div>\n<div  class='flex_column av-2rx382-e080e8d08e486c594a8c9d780a39f362 av_one_fifth  avia-builder-el-5  el_after_av_three_fifth  el_before_av_hr  flex_column_div  '     ><\/div>\n<div  class='hr av-25d6tu-fd1efd6b457fe00837e39953286fa1b0 hr-default  avia-builder-el-6  el_after_av_one_fifth  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mkofkvt1-4509dd6fbda66b342f4e946364ffabbe '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><\/h3>\n<h3><\/h3>\n<h2><\/h2>\n<h2 style=\"text-align: center\">One Big Beautiful Bill Act (OBBBA or OB3)<\/h2>\n<p style=\"text-align: center\">Signed into law: July 4, 2025<\/p>\n<p>The\u00a0<a href=\"https:\/\/www.congress.gov\/bill\/119th-congress\/house-bill\/1\/text\">One Big Beautiful Bill Act<\/a> (OBBBA) is a new federal law that affects funding for many programs. While the law covers a wide range of programs, this page focuses on financial aid. These changes are subject to change pending final regulatory text, which is expected in the first half of 2026. We\u2019re waiting for guidance from the Department of Education on how, when, and for whom the new rules will apply.<\/p>\n<p><strong>This page will be updated as we learn more about the OBBBA. Check back regularly for updates and answers to your questions.\u00a0<\/strong>If you have a question not answered below, please feel free to email us at <a href=\"mailto:finaid@sou.edu\">finaid@sou.edu<\/a>.<\/p>\n<\/div><\/section>\n<div  class='togglecontainer av-mkof35yt-de98d8b9cebdde3c21b81c1d892f4abf  avia-builder-el-8  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-mkoebh5d-7479a1321d737f04c25472f1bf2bcbee'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Federal Pell Grants\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Federal Pell Grants\" data-aria_expanded=\"Click to collapse: Federal Pell Grants\">Federal Pell Grants<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>There are currently no expected changes to Pell Grant amounts for the 2026-2027 school year.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-mkoegy3c-73457d2b7b86972b47a17d16a226fd00'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"Federal Direct Loans for Undergraduates\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Federal Direct Loans for Undergraduates\" data-aria_expanded=\"Click to collapse: Federal Direct Loans for Undergraduates\">Federal Direct Loans for Undergraduates<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Beginning with the 2026-2027 academic year,  91视频 will be required to prorate (reduce) federal direct loans for students enrolled less than full-time.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-mqpt9a6w-d7336d1f285b2a5a99a9e9b14ecd9cf6'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"Interim Exception for Graduate Students\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Interim Exception for Graduate Students\" data-aria_expanded=\"Click to collapse: Interim Exception for Graduate Students\">Interim Exception for Graduate Students<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Federal graduate loan rules are changing on July 1, 2026, and the changes may affect how much you can borrow for the coming year. <strong>Please read this if you plan to use federal loans, particularly if you have been enrolled in your grad program for a while.<\/strong><\/p>\n<p>As of July 1, the Grad PLUS loan program ends, and new annual, aggregate, and lifetime limits take effect for graduate borrowing. You can review your loan balances at <a href=\"studentaid.gov\">studentaid.gov<\/a>.<\/p>\n<p><strong>There may be a temporary exception for you.<\/strong> If you were enrolled in your current program on June 30, 2026, AND you borrowed a federal student loan for that program before July 1, 2026, you may qualify for an \u201cinterim exception.\u201d This lets you keep borrowing under the old rules, including Grad PLUS, but only for a limited time.<\/p>\n<p>The length of that continued eligibility is whichever is shorter: three years, or the time remaining of your <strong>expected time to credential (ETTC)<\/strong>. Your ETTC is your program&#8217;s published length minus the time you have already attended. For a two-year program where you finished one year by spring 2026, one additional year would be covered. If you have already completed two years or more, no time remains, and the new rules apply to you immediately.<\/p>\n<p><span style=\"text-decoration: underline\"><strong>This is the point most likely to affect our students.<\/strong><\/span> The calculation is tied to your program&#8217;s published length, not to how long you have actually been enrolled. If you have been working through your program part-time and have been enrolled longer than the published length, you may not be eligible for the interim exception, even if you would otherwise qualify.<\/p>\n<p>For more information, the National Association of Student Financial Aid Administrators (NASFAA) has published \u201c<a href=\"https:\/\/www.nasfaa.org\/uploads\/documents\/OB3_What_Graduate_Students_Need_to_Know.pdf\">Big Changes to Federal Student Loans: What Graduate Students Need to Know<\/a>.\u201d<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-mkoeluk6-1e9c882e6a4d0dd95664d04c07d9af93'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\"Federal Direct Loans for Graduate Students\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Federal Direct Loans for Graduate Students\" data-aria_expanded=\"Click to collapse: Federal Direct Loans for Graduate Students\">Federal Direct Loans for Graduate Students<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Beginning with the 2026-2027 academic year:<\/p>\n<ul>\n<li>Beginning with the 2026-2027 academic year,  91视频 will be required to prorate (reduce) federal direct loans for students enrolled less than full-time.<\/li>\n<li>The Direct Unsubsidized Loan aggregate limit for students in  91视频&#8217;s graduate programs will be reduced from $138,500 (including undergraduate loans) to $100,000 (excluding undergraduate loans).\n<ul>\n<li>Students who enrolled in a graduate program and received Federal Direct Loans prior to July 1, 2026 may continue to borrow under the prior limits for up to three additional years or the remainder of their <strong>expected time to complete their program<\/strong>, whichever occurs first.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-mkoew1e1-569c5219c68776941b3a301b0499c902'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-5' data-fake-id='#toggle-id-5' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-5' data-slide-speed=\"200\" data-title=\"Parent PLUS and Grad PLUS Loans\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Parent PLUS and Grad PLUS Loans\" data-aria_expanded=\"Click to collapse: Parent PLUS and Grad PLUS Loans\">Parent PLUS and Grad PLUS Loans<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' aria-labelledby='toggle-toggle-id-5' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Beginning with the 2026-2027 academic year:<\/p>\n<ul>\n<li>The Graduate PLUS Loan program will be eliminated.\n<ul>\n<li>Students who enrolled in and received Federal Direct Loans for a graduate program prior to July 1, 2026 may continue to borrow through the Grad PLUS Loan program for up to three years or the remainder of their<strong>\u00a0expected time to complete your credential<\/strong>, whichever is shorter.<\/li>\n<\/ul>\n<\/li>\n<li>Parent PLUS Loans will have an annual limit of $20,000 and an aggregate limit of $65,000 per dependent student.\n<ul>\n<li>Students who enrolled in an undergraduate program prior to July 1, 2026 may continue to receive Parent PLUS loans under current limits if the student or parent previously received Federal Direct Loans for the same program.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":100,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5810","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v26.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Legislative Updates - Financial Aid &amp; 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